Paper instructions:
1. Complete and submit the following exercises from the course text.
a. Chapter 13: Pages 304-305, Exercise #4
What will be the effect of mandated health insurance benefits on the market for labor if the workers do not place any value on these benefits? If they fully value the benefits?
b. Chapter 14: Page 324, Exercise #12
List five policies for Medicare and identify what goal(s) each addresses.

c. Chapter 15: Page 347,
Exercises #4
Explain the relationship between community rating and economic efficiency.
& Exercises #8
Explain the problem presented by selection bias for research on the effects of HMOs.