personal budget

Paper instructions:
The CEO of Bank of America has asked you (a financial analyst) to write a paper on the causes and effects on not keeping a personal budget. The paper will be

presented to the communications department of the company so they can create budget forms for customers.

Provide a clear thesis statement.
Describe the major cause.
Describe a leading second cause
Describe two (2) other contributing causes
Describe three (3) effects of the cause on the economy.
Describe three (3) effects on people.
Develop a coherently structured paper with an introduction, body, and conclusion.
Provide three (3) relevant and credible sources to support claims.
Your assignment must follow these formatting requirements:

Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; references must follow APA or school-specific format. Check with

your professor for any additional instructions.
Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the

reference page are not included in the required page length.
The specific course learning outcomes associated with this assignment are:

Identify elements of visual and electronic resources and their uses in writing.
Associate the features of audience, purpose, and text with various genres.
Recognize the elements and correct use of a thesis statement.
Recognize how to organize ideas with transitional words, phrases, and sentences.
Incorporate relevant, correctly documented sources to substantiate claims.
Apply the writing process to develop various writing genres.
Write clearly and concisely about selected topics using proper writing mechanics.
Use technology and information resources to research selected issues for this course.

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